I was forced to sell my small plumbing business but did so successfully. Recently, I was forced to sell one home and buy another one, and that was done successfully. Both events happened before I intended them to happen because of my wife's — and well-paid business partner — Multiple Sclerosis, but both big changes were pulled off successfully because we had plans in place with “just-in-case” contingencies built in. So what's the point? The point is, I ...

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