STEVENSVILLE, MD. — There are quite a few perks to having a backyard that ends in the Chesapeake Bay. The fishing can be great, the views are wonderful, and the fresh salty breeze is unbeatable in the summer. But in the winter, that pleasant breeze turns wild, howling across open water and onto land.  While Stevensville, Maryland, enjoys a climate with fewer heating degree days than much of hydronic country, the wind off the bay is enough to turn the tides in favor of a hot water ...

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